What This Calculator Does
This tool helps you compare the long-term financial outcomes of renting versus buying a home. It models:
- Investment growth from money not spent on homeownership costs
- Home equity buildup through mortgage payments and appreciation
- The impact of rent increases vs. fixed mortgage payments over time
Understanding the Charts
- Total Assets: Shows your total wealth (investments + home equity)
- Liquid Assets: Shows only your investable assets (excludes home equity)
Tip: Try different scenarios to see how sensitive the results are to your assumptions!
Important Notes:
- All values are not adjusted for inflation - this is intentional for easier comparison
- This is a financial model, not personalized financial advice